SMS Initiated Model

The merchant logs in to the mobilodeme.com platform, completes product description, and creates a product key. The GSM subscriber creates an SMS containing the merchant’s code, and the code of the product he wants to purchase and sends it to the short code of mobilodeme.com (3544). The GSM subscriber then receives a message from 3544 asking for confirmation. The GSM subscriber types “YES” to confirm the transaction and sends it to 3544.

mobilodeme.com sends the password which needs to be entered into the web site or shown to the cashier at the time of purchase. By using the password, the purchase transaction is completed. The payment amount will be charged to the GSM invoice of the GSM subscriber or will be deducted from his prepaid account. After completion of mobile payment, mobilodeme.com makes payment to the merchant.

Under this model, mobilodeme.com opens an interface for the merchant for password checking.

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Payment Initiation Based Solutions